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Helping seniors stay independent!

Medicare/Medicaid Assistance Program

MMAP (Michigan Medicare/Medicaid Assistance Program) is a non-profit organization with trained volunteer counselors in communities across Michigan.  Since 1984, MMAP counselors have provided thousands of people in Medicare and their families or caregivers with free assistance and education so they can make informed health care coverage decisions.  Today there are 59 MMAP sites throughout Michigan.  At the national level, this program is called a State Health Insurance Assistance Program, or SHIP.  MMAP is Michigan’s SHIP.

MMAP receives funding and support from the federal government through the Centers for Medicare and Medicaid Services and the Administration on Aging, as well as the Michigan Department of Community Health and the Michigan Office of Services to the Aging.  MMAP counselors are volunteers who have received specialized training in Medicare and Medicaid law and regulations, health insurance counseling and relevant insurance products.  MMAP counselors are not connected with any insurance company, nor are they licensed to sell insurance; their purpose is to serve you objectively and confidentially.


A local MMAP counselor can help you:

  • Understand doctor bills, hospital bills and Medicare Summary Notices
  • Understand Medicare/Medicaid eligibility, enrollment, coverage, claims and appeals
  • Identify resources for prescription drug assistance and help you join a Medicare
  • Prescription Drug Coverage plan (Part D) or enroll in a Medicare Savings Program
  • Review your Medicare supplemental insurance needs, compare policies, and pursue claims and refunds
  • Identify and report scams, identify theft, and Medicare or Medicaid fraud and abuse


Contact Owosso at 989-723-8875 or Durand at 989-288-4122 to set up an appointment to review your Medicare coverage.